The Voyager SIPP
A self invested personal pension (or SIPP) is a registered personal pension scheme which offers many more investment opportunities than a traditional personal pension scheme. A SIPP offers very flexible funding arrangements as well as the widest possible range of retirement options.
These features have led to a rapid growth in the SIPP market, and SIPPs are now the product of choice for people looking for flexibility and control in their retirement planning.
We’ve partnered with DP Pensions, a trusted SIPP provider with over 35 years’ experience, to deliver a highly versatile pension solution. The Voyager SIPP combines comprehensive investment options with competitive fees and a commitment to exceptional client service.
What is the Voyager SIPP?
The Voyager SIPP is a personal pension plan set up in your name, completely independent of any employer (although employers may contribute). It retains all the tax advantages of a registered pension scheme while offering much broader investment opportunities than standard pensions.
You can open a SIPP at any age. Even if you're already contributing to a workplace pension scheme, you're still eligible to contribute to a SIPP as well.
Contributions & transfers
Our SIPP accepts contributions from:
The individual member
Their employer
Third parties
You can make one-off, regular, or ad hoc contributions — it’s entirely up to you.
We also accept transfers from other registered pension arrangements, either as cash or via in specie asset transfers.
Please note: If transferring from an occupational pension scheme, you must seek advice from a regulated financial adviser. We do not accept transfers from schemes that include safeguarded benefits (e.g. final salary or defined benefit schemes).
All payments are credited to your Plan Bank Account.
Investment opportunities
Once your funds have cleared, they’re available for you to invest as you choose. Our SIPP supports a wide range of investments, including:
Commercial property and land (which can be leased back to your business)
Quoted shares
Insurance company funds
Discretionary fund managers
Wraps and platforms
You can invest on an execution-only basis or with professional investment support.
A full list of permitted investments is available on request - please contact us here.
Taking benefits
You can begin taking benefits from age 55, with no upper age limit. Benefits include:
A tax-free lump sum (Pension Commencement Lump Sum)
A flexible income drawdown
Or purchasing an annuity
You can choose to take your benefits all at once or phase them gradually using partial drawdown.
Fees
Our SIPP is competitively priced with:
No set-up fee
An annual fee of £290 + VAT
Additional fees apply for specific transactions or events.
Ready to get started?
If you’d like to open a SIPP or speak to us about your options, please don’t hesitate to contact us.
Voyager Asset Management is authorised and regulated by the Financial Conduct Authority (FCA). FCA number 917243. Voyager Asset Management is registered in England and Wales under company number 11679992.
